General
Rocksolid Estate AG enables you to benefit from the profits from renting, selling and managing a diversified real estate portfolio. This reduces the risk normally associated with investing in a single property. Thanks to the many years of experience of our team of experts and a strong network for procuring and managing high-quality real estate, you can share in the proceeds without having to worry about the time-consuming formalities and complex administration that would be involved in a direct real estate investment.
Equito d.o.o., based in Dunajska cesta 5, 1000 Ljubljana, Slovenia, is a Europe-wide MiFID II regulated broker through which you can invest in our ROC Token. As the ROC Token is a security token, a corresponding licensed broker is required.
eCredits (ECS) is a cryptocurrency of the cooperative “The People’s SCE”, which is based on its own independent blockchain. It creates an ecosystem that promotes the regional economy by connecting consumers and merchants, especially small and medium-sized enterprises (SMEs). You can read more details about eCredits in the whitepaper on GitHub. Link: https://github.com/esync-network/whitepaper/blob/main/eSync-whitepaper.pdf
Rocksolid uses eCredits for monthly payouts due to the low transaction costs and high security standards. Due to the low transaction costs, Rocksolid Estate AG can accept investments from a minimum amount of EUR 100 and even make payouts in the cent range. eCredits can either be spent at acceptance points for daily needs or easily exchanged for various currencies such as EURO or BTC on various exchanges such as Blocktrade, Bit2me or Bitrue.
A profit participation certificate is a security that grants the holder certain property rights, such as a share in the profits.
Properties
Rocksolid Estate AG focuses on high-quality commercial real estate in Germany and Austria. These properties offer a strong hedge against inflation and attractive returns thanks to index-linked rental agreements. Thanks to fixed-term rental agreements in the commercial sector, it is possible to react flexibly to changes in the market and continuously adapt the portfolio to current conditions. We are convinced that commercial real estate represents a stable and profitable investment opportunity.
No, as an investor you do not bear the costs for damage to the properties. Every property managed by Rocksolid Estate AG is comprehensively insured. In addition, the properties are regularly optimized and, if necessary, immediately repaired to maintain their value and profitability.
No, the property you invest in is purely an investment and cannot be used for personal use. However, the apartments in the hotel properties you have invested in are of course available for you to book if you want to use them for your vacation.
If one of Rocksolid Estate’s properties becomes vacant, a new tenant is found as quickly as possible to make the property profitable again. Thanks to the diversification of the real estate portfolio, you still benefit from income from other properties, which reduces your risk. In addition, the vacancy rate for office properties in Vienna was only 3.6 percent in the 4th quarter of 2023, which shows a stable market situation.
https://de.statista.com/statistik/daten/studie/897194/umfrage/leerstandsquote-von-bueroimmobilien-in-wien-nach-quartalen/
Investment in ROC token
Thanks to the tokenization of real estate, Rocksolid Estate AG enables investments for every budget. Anyone over the age of 18 can invest in Rocksolid Estate’s real estate offerings and benefit from the opportunities of the solid real estate market.
You can buy the ROC token via our Europe-wide MiFID II regulated broker Equito. You can find detailed step-by-step instructions here:
https://rocksolidestate.com/DE_Equito_Investment_Prozess.pdf
After your purchase, you will receive your ROC tokens within one week. This time results from the weekly minting process of the ROC tokens. You can then manage your tokens conveniently in the Rocksolid Investor Portal.
Cryptocurrency minting is the process by which new coins are created by validating transactions. This involves creating new blocks that are added to the blockchain and thus expand it.
Rocksolid mintes ROC tokens once a week.
Investing in tokenized real estate offers you the opportunity to benefit from the returns of real estate without having to worry about the complex and expensive processes of direct real estate investment. With Rocksolid Estate, you gain access to a professionally managed real estate portfolio, allowing you to benefit from rental income and potential value appreciation, while the formalities and management are handled by experts.
Tokenized real estate investments differ from conventional real estate investments primarily in terms of their accessibility and flexibility. With the ROC Token, you can invest in real estate from as little as EUR 100 (100 ROC Tokens), whereas direct real estate purchases usually require a significantly higher capital outlay and extensive formalities. Together with all investors, our experts select high-yielding properties that offer attractive returns from day one. In addition, the growing portfolio enables additional income through targeted purchases and sales, without you having to worry about complicated administration.
Minimum 100 ROC Tokens (EUR 100)
Maximum 2,500,000 ROC tokens (EUR 2,500,000)
The ROC tokens are perpetual and have no fixed term, so you have the flexibility to decide how long you want to hold your investment.
It should be borne in mind that every investment involves a certain degree of risk. There is a possibility that the expected return will not be achieved and that the capital invested may be lost, up to and including a total loss. The risk factors may change depending on the investment product, the markets or the properties. It is recommended that you carefully check the investment conditions and information on the investment offer to obtain information on the design and risk structure of the respective product.
Account opening
Step 1: Go to equito.co and click on “Get Started”
Step 2: Log in with the same e-mail address you used to register with Rocksolid.
Step 3: Verify your account by clicking on the link at the top under “Account verification incomplete, click here to complete all the steps.”.
Step 4: Verify your identity and go through the KYC/AML steps so that you can then invest.
You can find detailed step-by-step instructions here: https://rocksolidestate.com/EN_Equito_Investment_Process.pdf
Depositing at Equito is generally free of charge (bank transfer). However, a fee of 2.95% of the deposit amount is charged for credit card deposits.
Yield distribution and payout
Rocksolid Estate makes the monthly payment in eCredits (ECS).
Payouts can be viewed in the Investor Portal under the menu item “Payouts”: https://portal.rocksolidestate.com/
In order to view your ROC Token and eCredits withdrawals, Rocksolid Estate AG requires an eWallet address from you. Your personal eWallet address is comparable to an IBAN or bank account number. You will receive this as soon as you have created an eCredits account under the following link: https://auth.ecredits.com/Account/Register?invitationId=A4KaPD7a7KvFuw9u8
This means that, in addition to the Rocksolid Estate Investor Portal, you can also view and manage your ROC tokens and eCredits via the eWallet app.
Register with an exchange platform such as Blocktrade, Bit2Me or Bitrue to exchange your eCredits (ECS). These platforms offer you the option of flexibly converting your eCredits into other currencies.
Distributions to token holders are made monthly between the 15th and 20th of each month.
Rocksolid Estate AG offers investors the opportunity to benefit from a diversified portfolio of high-quality commercial properties. Depending on various parameters such as location, type of property, rental agreements and size of the property, the rental yields of commercial properties in Germany and Austria (as of 2024) are between 5-15% per year. Your share of the annual yield results from the net rent of the property less administrative costs. The larger Rocksolid Estate’s portfolio becomes, the higher your share of the annual rental income will be, as the administrative costs will be proportionately lower. In addition, the increase in the value of the property, which has averaged 5-10% per year in recent years, contributes to a higher return. You can benefit from the increase in value as soon as you resell the real estate tokens you have acquired.
Voting rights
Investors who have invested in the ROC token can participate in the voting system.
To gain access to the voting system, investors who have invested in the ROC token must register and verify their identity. In addition, their status as token holders are verified. As soon as these steps have been completed, they can actively participate in the votes.
Investors in Rocksolid Estate AG, have the opportunity to vote on important operational and investment-related measures such as real estate purchases, sales and other strategic decisions. By acquiring ROC tokens, investors receive co-determination rights that are allocated to them according to the number of tokens they hold. The precise details are set out in the capital market prospectus.
Voting is carried out within a fixed period, usually 24 hours.
The voting results will be published online after the end of the voting period and can only be viewed by investors.
Voting information is provided with different lead times depending on the type of vote. As a rule, you will be informed at least 10 to 20 days before the voting date, depending on whether it concerns operational or investment-related measures. These advance notifications give you enough time to find out about the issues and prepare your decision.
Tax
The profit share for our investors, which is paid out as a monthly distribution in eCredits (ECS), is subject to final taxation, as we pay the applicable capital gains tax (KESt) of currently 27.5% for our investors. Depending on the individual tax situation, this tax could be accounted into the respective tax calculation. However, if the value of the ROC token increases and the tokens are sold at a higher value, you will have to pay tax on the excess profit based on your individual tax situation. This information does not constitute tax advice. It is advisable to observe the local tax regulations and the regulations on cryptocurrencies and to seek tax advice if necessary.
Safety
Your investment is secured by the properties owned by Rocksolid Estate AG. These properties offer a stable tangible asset and generate continuous income through rental and potential value appreciation. In addition, the diversification of the real estate portfolio ensures that your risk is further minimized. In the event of a market downturn or vacant properties, other properties in the portfolio remain profitable, providing additional security for your investment.
We place the highest value on cybersecurity. Your data is stored on EU servers with the highest security standards. You can find more information in our privacy policy.
Your securities are secure on the blockchain because they are stored in a decentralized network that is distributed across many computers. This prevents data from being manipulated at a central point. In addition, transactions remain transparent, while the identity of investors remains anonymous. The transparency of the blockchain means that it is always possible to check whether all information is correct. The decentralized nature and openness of the network ensures that manipulation and attempted fraud are quickly detected and prevented.